Services

03. Annuities

Your Annuity Options

What is an Annuity?

An annuity is a long-term savings product that has the potential to create a lifetime income and protect your principal. Annuities are tax-deferred vehicles and have the potential to grow over time. However, all annuities are made differently and they come with a variety of options. You can choose how to fund your annuity, how interest is credited to it, how you take distributions, and the different riders you select.

Sleep Better at Night

An annuity can help you save money on a tax-deferred basis and can potentially provide an income for life. So no matter how long you live, you won't outlive your savings.

Potential Growth

Annuities can come in different forms (fixed, fixed Indexed, and variable). Each of these annuities have the potential to earn interest through specific means. The fixed and fixed indexed annuities also have no direct downside market risk to your money.

Supplemental Income

An Annuity can help supplement your  retirement income and provide lifetime  benefits. Sometimes Social Security,  pensions, and IRA's don't provide enough income for the lifestyle you want in  retirement.

When is an Annuity Right for You?

  • Planning for Retirement
    If you're starting to think about retirement and how to plan for a specific amount of income, then an annuity could be a good option for you.
     

  • Long-term Money
    If you have an intermediate to long-term time horizon, and are going to wait until you are over 59 1/2 years old, then an annuity could be a good option for you.
     

  • Outlive Savings
    Annuities can potentially provide a guaranteed income for the rest of your life. If you are concerned about outliving your income, an annuity could be a good option for you.
     

  • Leaving a Legacy
    Some annuities can provide your loved ones with a death benefit in the event of your passing.

Sandy Beach

 Reach out today to speak with a professional about the types of annuities available to you. 

Start a Conversation about Annuities

Protecting savings, creating lifetime income for a secure retirement, or looking to create your own income stream? We’re always keeping ourselves updated on the best products available in the marketplace so you can reach your goals.

© 2021 by Advocate Insurance Agency

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Securities offered through Securities America, Inc., Member FINRA (www.finra.org) /SIPC (www.sipc.org). Advisory services offered through USAdvisors Wealth Management, LLC. USAdvisors Wealth Management, LLC., Advocate Insurance Agency, and the Securities America companies are separate entities. Insurance products provided through many fine carriers. All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer. This site is published for residents of the United States and is for information purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which thy have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.